Free Finance Toolkit for Indians

Simple Finance
Calculators for
Salaried Indians.

Plan salary, tax, SIP, EPF, loans, rent vs buy and retirement with simple India-focused calculators. Free to use, no login required.

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⚡ Quick Calculator
Monthly SIP Amount
₹
Duration
Years
Expected Return
% p.a.
Invested
—
Returns
—
Total Maturity Value
—
See Full Breakdown →
⚠️ Estimates only. Not financial advice.
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GOLD
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Use one hub for each common Indian money decision: salary and tax, loans and housing, investing and retirement.

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Salary & Tax Calculators
Estimate take-home salary, income tax, GST, gratuity and EPF without jumping between different websites.
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Loans & Home Decisions
Compare home loans, EMI, rent vs buy and prepayment-style decisions before you talk to a bank.
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Investing & Retirement
Plan SIP, step-up SIP, lumpsum, SWP, NPS, FD, RD, PPF and FIRE goals from one calculator page.
Plan investments →
Finance Calculators

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Instant India-focused estimates for everyday decisions - no signup required.

Loan Amount
₹
₹10K₹1 Cr
Annual Interest Rate
% p.a.
1%30%
Loan Tenure
Years
1 yr30 yrs
💡 2026 Rates: SBI 8.50%, HDFC 8.75%, ICICI 8.75%. Longer tenure = lower EMI but more total interest paid.
FD & PPF Calculators →
📊 Loan Breakdown
Monthly EMI—
Principal Amount—
Total Interest—
Total Payment—
Principal
Interest
Monthly SIP Amount
₹
₹100₹1L
Expected Return Rate
% p.a.
1%30%
Investment Duration
Years
1 yr40 yrs
💡 Benchmark: Nifty 50 ~12% CAGR over 15+ years. Starting at 25 vs 35 gives 3x more wealth at retirement.
FD & PPF Calculators →
📈 SIP Growth Projection
Total Invested—
Estimated Gains—
Wealth Multiplier—
Maturity Value
—
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Educational tools, not investment advice. Users should verify before acting.
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