SIP Calculator
How much could a monthly SIP grow to?
Compare contribution timing, return assumptions and inflation.
Open SIP Calculator →FREE TOOLS · CLEAR ASSUMPTIONS
Finance Calculators India
Choose the question you want to answer. Explore investments, loan payments, take-home salary, retirement and everyday money with examples you can check.
21 calculators and planning tools. No login required.
Investing & saving
Step-Up SIP Calculator
What changes if I increase my SIP every year?
Compare fixed and rising contributions, total invested and final value.
Open Step-Up SIP Calculator →Lumpsum Calculator
How much could a one-time investment become?
Compare lump sum and SIP using the same total contribution and annual return.
Open Lumpsum Calculator →FD Maturity Calculator
What will my fixed deposit pay at maturity?
Enter your quoted rate and compounding frequency; see maturity before tax.
Open FD Maturity Calculator →RD Calculator
How much will monthly RD deposits become?
Compare bank and Post Office illustrations, deposit timing and schedules.
Open RD Calculator →PPF Calculator
What could yearly PPF deposits grow to?
Model annual deposits, an assumed rate and the limits of a simplified estimate.
Open PPF Calculator →Retirement & withdrawals
FIRE Calculator India
How much do I need to retire early?
Explore retirement age, expenses, inflation and a required investment scenario.
Open FIRE Calculator India →SWP Calculator
How long could monthly withdrawals last?
Compare fixed and rising withdrawals, corpus balances and the first shortfall.
Open SWP Calculator →NPS Calculator
What NPS corpus and pension could I model?
Explore monthly contributions and an editable annuity share; eligibility is separate.
Open NPS Calculator →EPF Calculator
How could my employee and employer EPF contributions grow?
Use credited EPF contributions and an annual-credit interest illustration.
Open EPF Calculator →Gratuity Calculator
How does the wage-and-service formula work?
Check a formula example, partial-year treatment and eligibility limitations.
Open Gratuity Calculator →Loans & housing
EMI Calculator
What EMI can I plan for—and what if I pay extra?
See monthly repayments, interest, extra-payment savings and separate charges.
Open EMI Calculator →Flat vs Reducing Rate Calculator
Is a lower flat quote cheaper than a reducing-rate offer?
Convert the flat rate and compare two EMIs, fees and cash costs.
Open Flat vs Reducing Rate Calculator →Home Loan Comparison Calculator
Will a lower loan rate offset the transfer fees?
Compare two written offers and estimate balance-transfer costs over the full term.
Open Home Loan Comparison Calculator →Rent vs Buy Calculator
How do renting and buying compare over my holding period?
Compare modeled cash budgets and net assets with clear cost assumptions.
Open Rent vs Buy Calculator →Salary, tax & everyday money
CTC to In-Hand Salary Calculator
How much monthly take-home could my CTC provide?
Adjust employer costs, PF and tax assumptions; compare old and new regimes.
Open CTC to In-Hand Salary Calculator →Income Tax Calculator AY 2026-27
How do old and new regime estimates compare for AY 2026-27?
For FY 2025-26 ordinary-income scenarios; year, rebate and exclusions are stated.
Open Income Tax Calculator AY 2026-27 →GST Calculator
How do I find the tax in an inclusive price?
Add GST to a base or extract it from a total; use the rate applicable to your supply.
Open GST Calculator →Gold Jewellery Bill Calculator
Which of two jewellery quotes has the lower total bill?
Compare metal rates, making charges, discounts and entered GST for matching quotes.
Open Gold Jewellery Bill Calculator →Monthly Budget Planner
How can I split monthly take-home pay?
Explore needs, wants and savings templates before adapting them to your real bills.
Open Monthly Budget Planner →Daily Habit Cost Calculator
What does a daily habit add up to over a year?
Compare repeated spending with a hypothetical saving scenario.
Open Daily Habit Cost Calculator →How to use a finance calculator well
- Start with real inputs. Use your written loan rate, payroll deductions or monthly spending. Default amounts are illustrations.
- Compare the same cash budget. A longer loan, a larger SIP or a different payment date can change the result without improving the rate.
- Try a less favourable case. Test a lower investment return, higher cost or earlier retirement. A smooth projection cannot reproduce market uncertainty.
- Read the method. Taxes, dates, eligibility and fees are included only where stated. Verify final amounts with the provider or official rules.
These tools support understanding and planning. They do not assess loan eligibility or guarantee investment returns. Read our content approach and financial disclaimer.